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ABOUT TODAY'S MARKET
The Market Has Changed.
Now So Can Homeownership.
The average rent increased by 24.2% between 2020 and 2024.
33M+ renters pay on time but can’t qualify traditionally.
55% of buyers prefer new homes but only 42% can close with the builder’s lender.
Traditional lending rules leave ITIN, DACA, and low FICO clients behind.
Source: National Average Rent Increase data from the U.S. Department of Housing and Urban Development (HUD)
WHO IS IT FOR
Serve Homebuyers Others Can’t

ITIN / DACA homebuyers
Self-employed with limited docs
Clients with recent bankruptcy or credit events
Renters with no score or thin files
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