Licensing
Open Mortgage Wholesale, a DBA of GenWay Home Mortgage, Inc., is an Equal Housing Lender. As prohibited by Federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
GenWay Home Mortgage, Inc. also conducts business as: GenWay Home Mortgage, Doorway Mortgage, Doorway Home Loans, Open Mortgage of Texas, Open Mortgage Wholesale. For a complete list of states where the DBAs will be used, please check NMLS Consumer Access - Company (nmlsconsumeraccess.org).
State | License # | License Name |
|---|---|---|
33-0231744 | USDA | |
7906300005 | FHA | |
9010450000 | VA | |
Alabama | 23503 | Consumer Credit License |
Arizona | BK-0923952 | Mortgage Bankers License |
Arkansas | 126519 | Combination Mortgage Banker-Broker-Servicer License |
California DFPI | 4130570 | Residential Mortgage Lending Act License, licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act |
California DFPI | 60DBO-192683 | Financing Law License, loans made or arranged pursuant to the California Financing Law |
Colorado | Mortgage Company Registration | |
Delaware | 040961 | Mortgage Lender License |
Florida | MLD1173 | Mortgage Lender Servicer License |
Georgia | 222730 | Mortgage Lender License/Registration |
Open Mortgage Wholesale, a DBA of GenWay Home Mortgage, Inc., is a licensed mortgage lender. State law disclosure regulations require the following licenses to be conspicuously disclosed.
Additional Legal & Licensing Information
Special Notice for Texas Residents:
Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at http://www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The Department maintains a recovery fund to make payments of a certain actual out of pocket damages sustained by borrowers caused by acts of licensed banker residential mortgage loan originator. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at http://www.sml.texas.gov.
Special Notice for Illinois Residents:
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.". (Source: P.A. 101-657, eff. 3-23-21.)
IDFPR
James R. Thompson Center
IDFPR-Residential Mortgage Building
100 W. Randolph, 9th Floor
Chicago, Illinois 60601
(844) 768-1713
Special Notice for New Jersey Residents:
New Jersey law prohibits discrimination in housing. Click here for additional information.
Special Notice for Oregon Residents:
The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer at 888-462-4891. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888.877.4894 or visit DFR.OREGON.GOV.
Special Notice for New York Residents:
GenWay Home Mortgage is not licensed in the state of New York.
Special Notice for Vermont Residents:
Under Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, unless the law allows. For example, we may share information with your consent, to service your accounts or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We will not share information about your credit worthiness within our corporate family except with your consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.