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Traditional Products

  • 620 FICO with LTV up to 97%

  • High Balance Loan Amounts Available

  • Double-Wide Manufactured Homes up to 95%

  • Fannie or Freddie Approve Eligible/Accept Required

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  • 620 Minimum FICO

  • LTV up to 96.5% Purchase, 97.75% Refi

  • 30 and 15 Year Terms Available

  • 2-1 Buydown Option Available

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  • ​550 Minimum FICO

  • Up to 100% LTV/CLTV

  • Non-Traditional Credit Allowed

  • Max Ratio 29%/41%

  • 540-579 FICO with LTV up to 90% (Max 50% DTI)

  • 580+ FICO with LTV up to 96.5% (Max 55% DTI)

  • High Balance Available

  • Manual Underwrites Allowed

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  • 3.5% Down Payment Assistance

  • 100% Financing In-House U/W

  • Funds Can Be Used for Down Payment or Closing Cost

  • DU/LP Approval Required

  • 540-579 FICO with Maximum 90% LTV

  • 580+ FICO with Maximum 100% LTV

  • Loan Amounts / Cash-Out up to $1.5 Million

  • Manual Underwrites Allowed

  • Allowed on Conventional, VA, and FHA

  • Conventional: Allowed to 95% LTV with 620 FICO

  • FHA: Allowed to Maximum Financing with 540 FICO

  • VA: Allowed to Maximum Financing with 540 FICO

Non-QM Products
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  • Full and Alt Doc Qualifying

  • 660 Minimum FICO

  • Loan Amounts up to $3MM

  • Up to 90% LTV Purchase

  • Max Cash-in-Hand to $2MM for LTV < 65%

  • First Time Homebuyer, Foreign National, Non-Permanent Resident permitted

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  • Full and Alt Doc Qualifying

  • 640 Minimum FICO

  • Loan Amounts up to $3MM

  • Up to 90% LTV Purchase

  • Max Cash-in-Hand to $2MM for LTV < 65%

  • First Time Homebuyer and ITIN permitted

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  • .75 DSCR and No Ratio Qualifying Available

  • 640 Minimum FICO

  • Up to 85% LTV for Purchase and 80% LTV for Rate/Term to $1.5MM

  • Up to 75% LTV for Cash-Out to $1.5MM

  • Short-Term Rental Income Allowed

  • Foreign National, ITIN, Non-Permanent Resident permitted

  • Investor experience not required

Traditional Products
Non-QM Products
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