Highlights
1
Up to 90% LTV on Primary Residence
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Minimum FICO: 660
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Maximum Loan Amount: $3.5M
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1-year Full-Doc
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Bank Statement (12- & 24-month)
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1099, P&L Only, WVOE, Asset Depletion Accepted
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DSCR for Investors: No Personal Income Docs Required
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First-time Homebuyers & Investors Welcome
Why It Matters
Contender is more than a product. It’s your edge in a competitive market.
Our premium Non-QM program is a fighter! It holds its own against jumbo loans and traditional programs with loan amounts up to $3.5 million, making mortgages legendary for your borrowers.
When agency guidelines fall short, Contender steps in with the flexibility to get more deals done. From seasoned investors to newly self-employed borrowers, this is how you build trust, expand your pipeline, and close like a mortgage hero.
Ideal For
Trailblazer Was Built for These Borrowers
Self-employed with alternative documentation
Real estate investors (DSCR + No Ratio options)
First time homebuyers
Clients with recent credit events or lower FICO
Borrowers who fall outside agency overlays
Let's Close Deals Others Can't
Get approved today!
Non-QM Contender
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This is a paragraph. It is connected to a CMS collection through a dataset. Click “Edit Text” to update content in the connected CMS collection. The CMS can be used to store website content, or to collect data from site visitors when they submit a form. The CMS collection is already set up with some fields and content. To customize it with your own content, import a CSV file or simply edit this placeholder text from the collection. You can also add more fields, which you can then connect to other page elements to display content on your published site.