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DreamBuilder

Homeownership Empowerment Program

- Up to 96.5% LTV

- Self Employed 3 month Bank Statement

<580 & No Score options Available

- ITIN & DACA Eligible Max 50/60

- DTI 1 day Bankruptcy Seasoning

LegacyBuilder DPA

Down Payment Assistance

- Up to 96.5% LTV

- Self Employed 3 month Bank Statement

<580 & No Score options Available

- ITIN & DACA Eligible Max 50/60

- DTI 1 day Bankruptcy Seasoning

FHA

FHA / FHA EZ / FHA SL

- Simplified Underwriting with FHA EZ  

- NO FICO Streamlines Accepted

- Credit Scores down to 500

- Manual Underwrites Allowed

-Manufactured Housing Allowed

- 2-1 Buy-downs Allowed   

USDA

100% Financing / SL Assist

- 100% Financing

- No Borrower Down Payment Required

- Credit Scores down to 550

- Non-Traditional Credit Accepted

- Manufactured Housing Allowed

- Manual Underwrites Allowed    

FHA VIP

FHA Reduced Income Documentation

- Simplified Income Documentation

- Standard and High Balance

- Credit Scores Down to 580

- Manual Underwrites Allowed

- Manufactured Housing Allowed

- 2-1 Buy-downs Allowed

Conventional

FHMLC / FNMA

- 97% Financing

- Credit Scores down to 620

- Non Occupant Co-Borrowers Allowed

- Manufactured Housing Allowed

- 2-1 Buydowns Allowed

- Loan Amounts down to $50,000 Accepted

VA

VA / VA HB / VA IRRRL / 100% Financing / Dual Entitlement / Joint Loans

- 100% Financing

- NO FICO IRRRLs Accepted

- Credit Scores down to 500

- Cash-Out > 90% LTV Allowed

- Joint Loans/Split Entitlement Accepted

- Loan Amounts down to $50,000 Accepted    

FHA

  • WERTYH

Consistent experience. Support you can depend on.
Matrix

FHA

  • 96.5% LTV at 580+ FICO

  • 90% LTV at 500+ FICO 

  • No FICO options available

  • 2/1 Buydowns allowed

  • Simplified UW with FHA EZ

  • Manufactured housing specialists

  • Manual UW accepted

Consistent experience. Support you can depend on.
Matrix

FHA

  • 96.5% LTV at 580+ FICO

  • 90% LTV at 500+ FICO 

  • No FICO options available

  • 2/1 Buydowns allowed

  • Simplified UW with FHA EZ

  • Manufactured housing specialists

  • Manual UW accepted

Consistent experience. Support you can depend on.
Matrix

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Our Projects

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Non-QM Explorer ITIN

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Non-QM TrailBlazer Plus

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Conventional

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USDA

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VA

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DreamBuilder

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LegacyBuilder DPA

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Non-QM Contender

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Non-QM TrailBlazer DSCR

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Non-QM WayFinder

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FHA

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