Non-QM WayFinder
Full & Alt-Doc. Low FICO. ITIN & Foreign National. Consumer & Business Purpose.
Every loan has a route. WayFinder helps you find it.
Turn detours into done deals with flexible Non-QM options for self-employed borrowers, ITIN & Foreign National borrowers, first-time investors, and more.
Highlights
1
2–4 Unit Properties Welcome
2
Minimum FICO: 640
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Maximum LTV: Up to 90%
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Maximum Loan Amount: $3.5M
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0x90x12 Housing History Permitted
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Non-warrantable condos and condotels accepted
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Rural Properties: Up to 20 Acres
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Manufactured Homes Permitted
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First-time Investors Encouraged
Why It Matters
Designed for complexity. Built for clarity.
WayFinder isn’t just a loan program, it’s a navigation tool for unconventional borrowers. From layered income to alternative documentation and ITIN + Foreign National qualifications,
WayFinder clears a path through the complexity so you can close with confidence.
Ideal For
Real estate investors
Self-employed borrowers
ITIN and foreign national borrowers
Borrowers with inconsistent or complex income
Clients with multiple properties
Borrowers ready to grow their portfolios
Loan programs that require minimal documentation or no documentation may have higher interest rates, more points, or higher fees than those that require full documentation.
Let's Close Deals Others Can't
Get approved today!
Non-QM WayFinder
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This is a paragraph. It is connected to a CMS collection through a dataset. Click “Edit Text” to update content in the connected CMS collection. The CMS can be used to store website content, or to collect data from site visitors when they submit a form. The CMS collection is already set up with some fields and content. To customize it with your own content, import a CSV file or simply edit this placeholder text from the collection. You can also add more fields, which you can then connect to other page elements to display content on your published site.